Terms of Service

Last Updated: November 9, 2025

Effective Date: November 9, 2025

1. Acceptance of Terms

By accessing and using Doc Generator ("the Service"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Doc Generator provides online tools to create document templates including:

• Payslip Generator
• Bank Statement Generator
• Credit Card Statement Generator
• Utility Bill Generator
• Lease Agreement Generator

3. Educational Purpose Only

3.1 Permitted Uses

You may use our Service for:

• Software development and testing
• Educational demonstrations and training
• UI/UX design mockups
• System integration testing
• Template development
• Learning about document formats

3.2 Prohibited Uses

You may NOT use our Service for:

• ❌ Loan applications
• ❌ Visa or immigration applications
• ❌ Proof of income or employment
• ❌ Proof of residence or address verification
• ❌ Credit applications
• ❌ Tax filing or government submissions
• ❌ Any fraudulent, deceptive, or illegal activity
• ❌ Any official or legal purposes

4. User Responsibilities

4.1 Legal Compliance

You agree to:

• Use the Service only for lawful purposes
• Comply with all applicable laws and regulations
• Not use generated documents for fraud or deception
• Take full responsibility for your use of generated documents

4.2 Age Requirement

You must be at least 13 years old to use this Service. If you are under 18, you must have parental or guardian consent.

4.3 Account Security

You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

5. Intellectual Property

5.1 Our Content

All content on this website, including text, graphics, logos, and software, is the property of Doc Generator or its licensors and is protected by copyright and intellectual property laws.

5.2 Generated Documents

You retain ownership of the content you input into our generators. Generated documents are provided "as-is" for your personal, educational use.

5.3 License

We grant you a limited, non-exclusive, non-transferable license to use our Service for educational purposes only.

6. Disclaimers and Limitations

6.1 No Warranties

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Accuracy or completeness of generated documents
• Fitness for any particular purpose
• Uninterrupted or error-free operation
• Security of data transmission

6.2 Limitation of Liability

To the maximum extent permitted by law, Doc Generator shall not be liable for any:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from misuse of generated documents
• Legal consequences from fraudulent use

6.3 User Liability

YOU ARE SOLELY RESPONSIBLE for how you use generated documents. We are not liable for any legal consequences resulting from your misuse of our Service.

7. Privacy and Data

7.1 Data Processing

All document generation happens in your browser. We do NOT collect, store, or transmit the data you enter into our generators.

7.2 Privacy Policy

Our collection and use of personal information is governed by our Privacy Policy.

8. Third-Party Services

Our Service uses third-party services including:

• Google Analytics (analytics)
• Google AdSense (advertising)
• Vercel (hosting)
• jsPDF (PDF generation library)

These services have their own terms and privacy policies.

9. Termination

9.1 By You

You may stop using our Service at any time.

9.2 By Us

We reserve the right to suspend or terminate your access to the Service at any time, without notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Abuse of the Service
• Any reason at our sole discretion

10. Modifications to Service and Terms

10.1 Service Changes

We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

10.2 Terms Changes

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the Service after changes constitutes acceptance of the new Terms.

11. Indemnification

You agree to indemnify and hold harmless Doc Generator, its operators, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any laws or regulations
• Your fraudulent use of generated documents

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Dispute Resolution

Any disputes arising from these Terms or use of the Service shall be resolved through:

• Good faith negotiation
• Mediation (if negotiation fails)
• Binding arbitration (if mediation fails)

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Doc Generator.

16. Contact Information

For questions about these Terms, please contact us:

• Email: fakedocgenerator@outlook.com
• Website: fakedocgenerator.org

17. Acknowledgment

By using Doc Generator, you acknowledge that:

• ✅ You have read and understood these Terms
• ✅ You agree to be bound by these Terms
• ✅ You will use the Service only for educational purposes
• ✅ You will not use generated documents for fraud or illegal activities
• ✅ You accept full responsibility for your use of the Service